NCBL offers the following types of commercial loans:
Commercial Real Estate
- Purchase or refinance of real estate
- Fixed and variable interest rates
- Maximum of 80% loan to appraised value
- Maximum term of 15 years; extended amortizations may be available
- Loan amounts – $50,000 to $1,000,000
Commercial Term Loans
- Purchase of equipment and vehicles
- Fixed and variable interest rates
- Maximum term of 84 months
- Loan amounts – $50,000 to $500,000
Private Banking
- Specialty loan products designed for unique transactions
- Fixed and variable interest rates
- Loan amounts – $50,000 to $500,000
All business loans require the unlimited personal guarantees of all owners.